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Real Estate Glossary
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H Terms :
Habitable
Suitable for occupancy. Local building codes ensure that structures are habitable through requirements for building permits and certificates of occupancy.
Hard Cost
The cost of actually constructing the improvements (i.e. construction costs).
High Rise
In the Central Business District, this could mean a building higher than 25 stories above ground level but in suburban sub-markets, it generally refers to buildings higher than 7 or 8 stories.
Hold Over Tenant
A tenant retaining possession of the leased premises after the expiration of a lease.
Holding Deposit
An initial (goodwill) sum of money given to register interest in or bind the sale of real estate before the full deposit is paid.
Home Equity Line of Credit
A mortgage loan which allows the borrower to obtain multiple advances of the loan proceeds up to a specified percentage of the borrowers equity in a property.
Home Improvement Loan
A loan made to a homeowner in which the home is used as collateral for the loan.
Home Inspection
An examination of the structure and mechanical systems to determine a home's safety; makes the potential homebuyer aware of any repairs that may be needed.
Housing Expense Ratio
The percentage of gross income that goes toward paying housing expenses.
HVAC
The acronym for Heating, Ventilating and Air-Conditioning.


 


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