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IndusInd Bank Ltd

IndusInd Bank has become one of the fastest-growing banks in the Indian banking sector today with its branch network expanding impressively. The first of the new-generation private banks in India that came into being through collective contributions from the NRI community, this bank started with a capital base of Rs.1, 000 million.

The merger with Ashok Leyland Finance Ltd, among the largest leasing finance and hire purchase companies in India, has led to consolidation through the combined customer base of the merged entity and its increased geographical penetration. 

It offers home loan for construction / purchase of house / flat or take over of an existing loan Renovation / improvement / extension of house through simple paperwork  and fast processing.


  • Home Loan is offered to both Resident and Non-Resident Individuals.
  • Individuals, Salaried, Professional and Self-employed are eligible.
  • Security will be by way of mortgage of the house property. Equitable Mortgage will be created and cost will be borne by the applicant.
  • Co-applicant should be Spouse (wherever applicable).Personal Guarantee of Resident individual is required

Loan Amount:
The quantum of loan is Rs.3 lacs to Rs.50 lacs.
For NRIs, it is in the range of Rs.5.00 Lacs to Rs.50.00 Lacs with tenure of maximum 120 months.

Rate of Interest:

IndusInd Bank (Rate of Interest)

(Fixed) *
For amounts <20 lakhs
10.5 %
9.25 %
For amounts  >20 lakhs
13 %
12 %

* reset fixed - interest calculated at monthly rests

Processing Charges:
1.25 % of the loan amount

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