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New India Assurance Company Limited

New India Assurance is a public sector insurance group providing services in the Indian sub-continent with a network of 1068 offices. The contributing factor of the company is apparent from the fact that with its superior capital position and strong operating performance, it has recorded significant international operations. New India Assurance has also being contributing considerably in the home insurance sector apart from its other regular plans.

New India Assurance Householders Policy is the home insurance plan for the company which is a specific package policy designed to meet the insurance requirements of a householder which covers 10 sections for insurance against loss/damage due to natural or man-made calamities. The company also offers discount in premium based on the number of sections of the policy opted for with coverage for building structure and its contents.

  • Fire, Lightening, explosion of gas in domestic appliances
  • Bursting and overflowing of water tanks, apparatus or pipes.
  • Riot, Strike, Malicious or Terrorist Act
  • Flood, Inundation, Storm, Typhoon, Hurricane, Tornado or Cyclone
  • Damage due to earthquake, subsidence and Landslide (including Rockslide).
  • Damage caused by Aircraft & Impact damage
  • Loss due to burglary, house breaking, larceny or theft.
  • Loss/damage to jewellery and valuables by accident or misfortune, subject to the value declared in the schedule.
  • Loss/damage of Plate glass and damage of domestic appliances due to electrical/mechanical breakdown.
  • Baggage insurance while on Travel
  • Third party liability and personal accident.

New India Assurance offers a value equivalent to the market value of household contents i.e. the value for which this used item could be bought or sold in the market as insurance. And for the building structure, the claim amount payable would be the amount required to bring the damaged structure to the same condition as it was prior to the damage subject to the adequacy of the sum insured.


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