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Royal Sundaram AllianceCompany Limited

Royal Sundaram Alliance one of the trusted private insurance companies of India does business with a commitment to provide innovative and customized insurance solutions catering to all customer needs. With this initiative of catering to the demands for Home insurance, Royal Sundaram Alliance has come up with a policy to provide cover for perils occurring due to natural or man-made calamities. The Home Insurance plan by Royal Sundaram Alliance, called HomeShield is a comprehensive package providing cover for protection of building/structure and its contents.

The building insurance provides for complete coverage for damage to your building either damaged or ruined by perils like

  • Fire
  • Lightning
  • Explosion/implosion
  • Aircraft damage
  • Riot, strike, malicious and terrorism damage
  • Storm, cyclone, typhoon, tempest, hurricane, tornado
  • Flood and inundation
  • Impact damage
  • Subsidence and landslide including rockslide
  • Bursting and/or overflowing of water tanks
  • Missile testing operations
  • Leakage from automatic sprinkler installations
  • Bush fire

There are also extra benefits like paying Architect's, surveyor's and consulting Engineer's fees up to 3% of the claim amount and expenses for debris removal up to 1% of claim amount.

The HomeShield Content insurance package by Royal Sundaram Alliance covers loss/damage or destruction of the property and home contents

  • Fire
  • Lightning
  • Explosion / implosion
  • Impact damage
  • Riot, strike and malicious act
  • Natural calamities
  • Valuables such as jewellery, cameras and watches against all risks
  • Cover against all kinds of accidental breakage of plate glass fixed in doors and window frames.
  • Loss/damage to domestic appliances due to electrical and mechanical breakdown.


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