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The Oriental Insurance Company Limited

The Oriental Insurance Company Ltd. (OICL) is one of the four public sector general Insurance companies in India providing insurance in diversified segments; and is a pioneer in laying down systems for smooth and orderly conduct of the business. Oriental Insurance Company which was conceptualized with the objective to serve better the insurance needs of the entire community, keeping customer as the focus specializes in devising special covers for large projects like power plants, petrochemical, steel and chemical plants; and has lately forayed into the home insurance sector with significant success. It has worked towards minimization of losses by developing Risk Management Technologies which has in the long run facilitated it to function as a strong and dynamic non-life insurer.

Oriental Insurance Company home insurance plan called the House holder's Insurance Policy is an all-inclusive policy that protects your house and the various contents in it against a variety of risks arising out of natural or man-made calamities. It is a single policy divided into 10 sections that takes care of a number of contingencies.

  • Fire and Allied Perils
  • Burglary
  • Plate Glass
  • Loss/damage of domestic appliances due to mechanical/electrical breakdown
  • Baggage Insurance
  • Public Liability
  • Personal Accident

Allied perils include loss/damage due to natural catastrophes like earthquake, landslides, storms, lightning, flood, cyclone and hurricane.


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